I am confused on which of my assets I should hold in my ROTH and which in my Traditional IRA. Right now I am semi retired and doing Roth conversions up to the top 24% tax bracket every year. Taxes are being paid by my lovely high-earner partner.
I am no expert so I'd ask the group a few questions..
1- Biggest Question...... Which of these should I hold in my Roth?
2- What if I dump VTV and hold all my value funds in the small cap?
3- I don't need this money for at least 10 years. Should I dump the bond fund and just go stocks?
4 - I think since I'm in the Boglehead group I know what you'll say about my alternative funds. Open fire.
|Asset Class|Fund|Allocation|Category|
|:-|:-|:-|:-|
|U.S. Large Cap Growth|VUG|27%|U.S. Stocks|
|U.S. Large Cap Value|VTV|13.5%|U.S. Stocks|
|U.S. Small Cap Value|AVUV|13.5%|U.S. Stocks|
|Intl Large Developed Momentum|IDMO|11.25%|Intl Stocks|
|Intl Small Developed Value|AVDV|7.5%|Intl Stocks|
|Intl Emerging Mkt|AVEM|6.25%|Intl Stocks|
|REITs|REET|5%|Alternatives|
|Gold|GLDM|3%|Alternatives|
|Managed Futures|DBMF|3%|Alternatives|
|U.S. Bonds|BND|10%|U.S. Bonds|