I first started by focusing on saving and building capital. I adopted an investor mindset to evaluate whether my expenses were necessary or unnecessary. With the money I already had set aside and what I managed to save, I bought QQQM and VEA, allocating my funds in a 2x–1x ratio respectively. However, when I compare my returns to gold and silver, I’m not satisfied with the growth at all. I’ve had a 4.29% increase in USD terms over three months. In the same period, gold is up 19% and silver 131% in USD terms. What am I doing wrong? Are U.S. markets being suppressed?