Hey guys,
27 years old just started investing. Seems late to the game. Currently working to increase work 401k continuations, contribute to a Roth and built a lower priority brokerage account. Also have an HYSA.
Rate my portfolio/give me advice:
401k is target date fund
I have a Roth IRA I am maxing: 100% VT
Rollover IRA from previous job: 100% VT
Brokerage account: 70% VOO, 15%VXUS, 15% AVUV
Is this a good strategy? Or should I just make the brokerage 100% VT too? Any downsides to having the three fund brokerage but VT only for the retirement accounts?
All advice is great help thanks!