27m currently living at home. I’m expecting a lump sum between 46-72k . I have roughly 150k in investments (90 in Roth, 35k in traditional Ira, 2,500 in hsa, 8k in a 457 and Roth 457) and 10k in liquid cash. I plan on marrying someone and combining finances in the next 12 months. We have dated for 3.5 years. She has roughly 40k in debt between student loans and car, actively paying above minimum payment doing rover . Combined we would gross about 110k in hcol area . My credit is roughly 800 and have looked into buying 150-200k house. No debts minus 1000 dollars interest free Best Buy credit card on a computer.
I also have considered opening a business but I am unsure what to do. I have looked into franchises but I do not have enough cash to invest. Is it worth reaching out to businesses in my area and see if they are looking for investors or no?