I’m antsy about possible inflation over the next few years which also coincides with when I plan to buy a house.
The usual advice is to toss the money into an MMF or HYSA, but I’m afraid of inflation eating away at it if it’s above expectations.
Is it unreasonable for me to act on my personal expectations of inflation? Should I just assume the market has priced in the possibility of inflation to TIPS and other bonds?
Vanguard has a short term TIPS ETF, VTIP, but its maturity is still relatively long at 2.5 years compared to VUSXX with about 45 days.