Hey yall, i'm a 18M and im looking to invest into my Roth IRA. I have a part time student job so im using that money to contribute to my 2025 Roth IRA. At the moment I have $4004.02 that im looking to invest.
Heres what my current portfolio was looking like:
70% in VOO
15% in SMH
5% in FBTC
5% in SHLD
5% in PSLV
What would be your thoughts? Is it too diversified to have any benefit compared to just investing all of it into VOO? Would you make any changes and why? Any help is appreciated!