I’m looking to fund brokerage account. I have target funds in 401k and cash/savings for 6 months.
For the brokerage I’m thinking the classic two fund starting, 80% vti and 20% vxux. Hoping to let it invest for 20 years and not touch it.
It should follow the market? Don’t want to explicitly add qqqm, avuv etc as they are already somewhat tracked in vti/vxux. Not looking for mutual funds or schd as I don’t want to generate more tax liability.
Interested to hear your thoughts and opinions.