Is there a resource to understand how the change to 401k Catch Up contributions in 2026 impact my situation?
We are both over 59.5 as well as over the income limits for Roth 401k, but in 2026 all 401k catch up contributions have to go to a Roth 401k? I’m confused. Can someone ELI5 or point me to the right resource?
I’m planning to work another 2-5 years (as long as I’m enjoying it) and want to minimize our tax burden in retirement.