Newbie hear when it comes to retirement investing. I recently opened a Roth IRA with fidelity and I'm in the process of rolling over a 401k from a previous employer. As far as investments, I'm leaning towards splitting three ways between SPMO, VGT, and QQQM. I'm looking for now long term growth over the next 15 to 20 years. For those of you with experience, does it sound like I'm making a wise choice?