29M (UK), investing £350/month for the long term (20–30+ years), aiming for 11–12% annualised. I work in manufacturing/tech so I’m comfortable with growth risk. Portfolio has a global core with a tech tilt (Nasdaq + semi conductor etf) and small caps. I currently hold a small silver allocation but considering swapping it for emerging markets given my time horizon. Mainly checking whether this is well diversified or too tech-heavy due to overlap. Would love to hear people’s thoughts/opinions 🙂.