I am 25 years old newbie to investments with a plan of investing 50k per month. I don't want to pick stocks and rather depend on MFs as I don't have knowledge to do so yet. I have created a emergency fund for 6 months of my expenses already and want to start my investments as follows:
30% large cap
20% mid cap
10% flexi cap
20% gold, ik it is not recommended but with current market situation it feels right
10% US stocks
10% small cap
Does the above division is good for moderate to high risk appetite?
Is the current market good starting point to invest in, and keep investing assuming it will help me in long run? (Obv I am scared to lose money)
Any advice is welcome. Thanks!