Hey, this is my first kind of investment planning this year.
I don't know anything about, what's the best way to invest.
Currently I have 2 sides of income
One from my current comonay salary which is 50k in hand monthly and. Another one is 1 lakh to 2.5 lakhs eveyymonth in hand which is basically my freelance job. And I rarely spent 25-30k every month including rent and food
I cleared most of my debts, credit card bills and finally my family debt is also almost clear
Now I am thinking to invest,
So please advice how I can modify and do much better.
So this is what i am thinking
1. 25k sip mutual funds
2. 8.5k sip in hang seng etf ( Chinese stocks)
3. 8.5k sip in Japanese Nippon etf ( Japanese stocks)
4. 10k in us stocks ( mainly Intel and plantir)
5. 10k in adani ports, 10k in sgs technology
6. 10k in crypto ( bnb, etc, solona)
7. 20k in gold
8. 50k cash in case emergency if market goes down, then keep on buying stocks
9. 10k post office
So this is how i am thinking to invest, please suggest me.