I’m currently looking into building a globally diversified, 30% SCV tilted UCITS portfolio. There are two ways I see of doing this:
1. Simply buying 70% IMIE (msci global acwi imi), 30% AVSG (global developed scv). This gives a 0.17% TER
2. Breaking down the 70% global portion into individual index trackers by market cap weighting, such as a combination of WRDA (msci developed large+mid), LEMA (msci emerging large+mid), IUSN (msci developed small) and SPYX (msci emerging small) - and then adding on 30% AVSG. This gives a 0.10%TER.
Is there any reason to not break down the 70% into individual trackers? It seems appealing given that it saves 7 basis points on TER, and allows me to have more modular control over my weightings. Am I likely to lose the extra savings I get from those 7 basis points by broker costs in manually rebalancing?