When I first signed up for my. Vanguard account I invested in VTSAX because a friend recommended it and a total stock market fund seemed like a good place to start. I now have holdings in a couple ETFs as well. I’m still not 100% sure of the practical difference between mutual funds and ETFs, but ETFs seem to be more recommended than mutual funds in various forums from what I’ve seen. Would it make sense to move my VTSAX holdings into VTI so they are in an ETF instead of a mutual fund?