Hello everyone,
I’m 27 and want to start investing. I already have an emergency fund and I’m looking to invest for the long term, focusing more on safety and consistency than on short-term gains.
I’m planning to start with around €15k and have been looking into ETFs like VTI, VOO, and SPLV. I’m not sure whether it makes sense to split the investment between different ETFs, or how to think about allocation in general. Should I focus mainly on broad market exposure, or does it make sense to set aside a small percentage for something a bit riskier with higher long-term growth potential?
I’d really appreciate hearing different perspectives. Investing isn’t something my parents are familiar with (or particularly supportive of), so I’m trying to learn and make a sensible decision on my own.
Thanks in advance for any advice or experiences you’re willing to share.