Hi, I’m 19M from 🇸🇬
Have been manually doing DCA for the past 12 months and decided to set a recurring buy to put a hiatus to the psychological issue of timing the market.
I’ve been putting in 400 SGD per month (slightly over 300 USD) and intends of setting a recurring buy every 2 weeks.
Right now, this is my plan for the allocation:
\- VOO: 50%, 75 USD every 2 weeks
\- QQQM: 20%, 30 USD every 2 weeks
\- VXUS: 30%, 45 USD every 2 weeks
Total: 150 USD every 2 weeks
Few questions:
1) Does the allocation make sense?
2) If I intend to venture into healthcare, should I also leave a % of my portfolio for VHT? If so, how much? (I’ve been buying VHT when there’s a dip, but not sure if I should DCA on this as well)
Would appreciate any advice from seniors. 🙏