Context: I am not smart with investing, but I am good at saving. I've been using an HYSA for savings for a long time.
I saved enough to buy a cheap investment property in my area, but now I only need enough for a small addition on my house and to cover a gap in employment if I lose my job, which is in a volitile industry.
If I move the funds to Vanguard, what kinds of fees or taxes can I expect on an account similar to HYSA? How do I wise up and invest the rest being so risk-averse?