I have 4 lakhs liquid cash , buy I have no idea what to do with it . I'm 21 years old , student. so i have no income for now and i don't need that 4 lakhs for now , before we were giving to people for interest and I have decided to invest in mutual funds or sip something. still i don't know anything about it so I just started learning about that so if you give me any suggestions about what to do with that amount it would be great , or help me go on the right path. finally to put it simple and short . I have 4 lakhs and looking to invest in mutual funds or sip for long term returns I can hold up to 25-30 year's