The author sees a long entry opportunity in SOFI after Goldman Sachs downgrade, citing Barclays target increase, S&P 500 inclusion potential, and upcoming Q4 earnings expectations.
SOFI — LONG Author argues Goldman Sachs' neutral rating despite target cut from $27 to $24 signals they will not offload SOFI, while Barclays increased its target from $24 to $28. Retail investors expect S&P 500 inclusion and Q4 earnings on January 30 are expected to show revenue of $985.4 million and profit of $0.12 per share. The author is looking for an entry around $26.90 and believes the price will not decrease after earnings.
Long SOFI, although Goldman Sachs lowered the target price from $27 to $24, they are maintaining a neutral rating indicating that they will not be offloading SOFI from their portfolios, which can be viewed as a positive for long term investors. On the other hand, Barclays increased target price from $24 to $28.
This Reddit post, published January 07, 2026, features u/teedubski3 discussing SOFI. 1 trade idea extracted by AI with direction and confidence scoring.
Speakers: u/teedubski3 · Tickers: SOFI