Hey Bogleheads,
Per the title, 401K @ John Hancock w/ 4% employer Match, only have a Roth IRA setup currently. Age 35 looking to retire in 25 years time. I'm very risk adverse and don't like stocks in general but realize they are necessary in order to achieve my goal of retirement.
I'll list all funds in the following format:
Name (ticker if applicable) - Net ER - Allocation % I plan to move to
Stable Value Fund (n/a) - 0.42 - 0%
MassMutual Cored Bond I (MCZZX) - 0.34 - 0%
Vanguard Target Ret Income FD (VTINX) - 0.08 - 0%
Vanguard Target Ret 2020 FD (VTWNX) - 0.08 - 0%
Vanguard Target Ret 2025 FD (VTTVX) - 0.08 - **30%**
Vanguard Target Ret 2030 FD (VTHRX) - 0.08 - 0%
Vanguard Target Ret 2035 FD (VTTHX) - 0.08 - 0%
Vanguard Target Ret 2040 FD (VFORX) - 0.08 - 0%
Vanguard Target Ret 2045 FD (VTIVX) - 0.08 - 0%
Vanguard Target Ret 2050 FD (VFIFX) - 0.08 - 0%
Vanguard Target Ret 2055 FD (VFFVX) - 0.08 - 0%
Vanguard Target Ret 2060 FD (VTTSX) - 0.08 - **70%**
Vanguard Target Ret 2065 FD (VLXVX) - 0.08 - 0%
JPMorgan Equity Income Fund Class R6 (OIEJX) - 0.45 - 0%
Vanguard Institutional Index Fund (VINIX) - 0.04 - 0%
AB Small Cap Growth Portfolio Class Z (QUAZX) - 0.77 - 0%
American Beacon Small Cap Value Fund Class R5 (AVFIX) - 0.80 - 0%
Fed Hermes MDT Mid Cap Growth Fund Class R6 (FGSKX) - 0.84 - 0%
JPMorgan Large Cap Growth Fund Class R6 (JLGMX) - 0.44 - 0%
MFS Mid Cap Value Fund Class R6 (MVCKX) - 0.62 - 0%
Vanguard Mid Cap Index Fund (VIMAX) - 0.05 - 0%
Vanguard Small Cap Index Fund (VSCIX) - 0.04 - 0%
American New Perspective Fund Class R6 (RNPGX) - 0.41 - 0%
DFA Emerging Markest Core Equity Class I (DFCEX) - 0.40 - 0%
T. Rowe Price Overseas Stock Fund Class I (TROIX) - 0.67 - 0%
Aiming for 85% stocks 15% bonds
If you're curious and want to weigh in, My *newly minted* Roth IRA is the following portfolio (will adjust next year but for now just leaving it alone). Just deposited $7500 for the year:
VTI - 48%
VXUS - 32%
BND- 20%
I've learned alot in the last few months and have all of you and the resources around bogleheads to thank for it. Thank you and I wish us all a Happy New Year, Cheers!
Edit: Moved my comments/story into the replies section and out of direct post, thanks