If you were fully bogelhead optimized in a non retirement account… (100% VOO or VT or VTI… figure your bonds would be in retirement)
Fair to say you’d have an annualized distribution of \~ 2% in 2025? That’d be all qualified dividends and long term cap gains?
So, on a \~$4 million non retirement portfolio… it should be \~ $80k of portfolio income that hits your taxes? Worst case scenario (think NYC highest tax brackets) you’d owe the government \~$20k in taxes from your investments?
Are my inputs right and is my math kosher?