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Front-loading yearly 401k contributions
u/becksrunrunrun · Reddit — r/Bogleheads ·
January 04, 2026 at 17:27
· ⬆ 108 pts · 💬 87 comments |
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AI Summary
Original Reddit post
No qualifying author-owned investment thesis.
Score
108
Comments
87
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Full Post Text
Starting this month I’m putting 50% of my check in my 401k, until I hit the yearly contribution number I want. I’m doing this because my spend is much lower during the first few months of the year. Are there any obvious downsides to this strategy?
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