This might be a little offtopic, but I think some of you may have insights. I am tracking my expenses, budget, etc, every day, and the app I use shows me day-to-day fluctuations of my net worth, because it includes all of my accounts, credit cards, investments, etc.
I am also getting close to retirement, and all I do is just trickle in a bit of money into my index funds every month, and I have a very large nest egg at this point, and so I can easily see it go up and down each day by an amount that I earn in my highly-paying job in a month. I recently had an opportunity to consult where I got $500 for one hour, which is pretty amazing if you look at it in isolation, but it's nothing compared to just market weather. I am just wondering, at this point, is it even worth picking up $500 lying on the ground? I've been very frugal all my life, but is it worth even thinking about saving money on anything other than something like buying a car or a house?
I've been compartmentalizing the investments/retirement parts of my money, but ultimately money is fungible, so it's rather demotivating to me that basically at this point it barely matters financially what I do myself, but it's just in the hands of the market.
Any words of wisdom?