Author plans monthly $1K contributions into 12 dividend stocks chosen for downside insulation, growth, low debt, moats, and dividend growth.
JNJ — LONG The author includes Johnson & Johnson in a monthly $1,000 dividend portfolio to provide downside insulation and passive income after a decade. Selection criteria are S&P 500 crash buffer, business growth prospects, low debt and good payout ratio, economic moat, and dividend growth history. This is a long accumulation plan for 2026 and onwards.
The selection for these were based on:
SP 500 crash buffer to larger portfolio
Need stock price growth (business growth prospects)
low debt and good payout ratio
MOAT so don’t have to constantly monitor like other stocks
dividend yield growths history
MCO — LONG The author includes Moody's Corporation in a monthly $1,000 dividend portfolio to provide downside insulation and passive income after a decade. Selection criteria are S&P 500 crash buffer, business growth prospects, low debt and good payout ratio, economic moat, and dividend growth history. This is a long accumulation plan for 2026 and onwards.
The selection for these were based on:
SP 500 crash buffer to larger portfolio
Need stock price growth (business growth prospects)
low debt and good payout ratio
MOAT so don’t have to constantly monitor like other stocks
dividend yield growths history
SPGI — LONG The author includes S&P Global Inc. in a monthly $1,000 dividend portfolio to provide downside insulation and passive income after a decade. Selection criteria are S&P 500 crash buffer, business growth prospects, low debt and good payout ratio, economic moat, and dividend growth history. This is a long accumulation plan for 2026 and onwards.
The selection for these were based on:
SP 500 crash buffer to larger portfolio
Need stock price growth (business growth prospects)
low debt and good payout ratio
MOAT so don’t have to constantly monitor like other stocks
dividend yield growths history
KO — LONG The author includes The Coca-Cola Company in a monthly $1,000 dividend portfolio to provide downside insulation and passive income after a decade. Selection criteria are S&P 500 crash buffer, business growth prospects, low debt and good payout ratio, economic moat, and dividend growth history. This is a long accumulation plan for 2026 and onwards.
The selection for these were based on:
SP 500 crash buffer to larger portfolio
Need stock price growth (business growth prospects)
low debt and good payout ratio
MOAT so don’t have to constantly monitor like other stocks
dividend yield growths history
PG — LONG The author includes The Procter & Gamble Company in a monthly $1,000 dividend portfolio to provide downside insulation and passive income after a decade. Selection criteria are S&P 500 crash buffer, business growth prospects, low debt and good payout ratio, economic moat, and dividend growth history. This is a long accumulation plan for 2026 and onwards.
The selection for these were based on:
SP 500 crash buffer to larger portfolio
Need stock price growth (business growth prospects)
low debt and good payout ratio
MOAT so don’t have to constantly monitor like other stocks
dividend yield growths history
COST — LONG The author includes Costco Wholesale Corporation in a monthly $1,000 dividend portfolio to provide downside insulation and passive income after a decade. Selection criteria are S&P 500 crash buffer, business growth prospects, low debt and good payout ratio, economic moat, and dividend growth history. This is a long accumulation plan for 2026 and onwards.
The selection for these were based on:
SP 500 crash buffer to larger portfolio
Need stock price growth (business growth prospects)
low debt and good payout ratio
MOAT so don’t have to constantly monitor like other stocks
dividend yield growths history
MSFT — LONG The author includes Microsoft Corporation in a monthly $1,000 dividend portfolio to provide downside insulation and passive income after a decade. Selection criteria are S&P 500 crash buffer, business growth prospects, low debt and good payout ratio, economic moat, and dividend growth history. This is a long accumulation plan for 2026 and onwards.
The selection for these were based on:
SP 500 crash buffer to larger portfolio
Need stock price growth (business growth prospects)
low debt and good payout ratio
MOAT so don’t have to constantly monitor like other stocks
dividend yield growths history
MU — LONG The author includes Micron Technology, Inc. in a monthly $1,000 dividend portfolio to provide downside insulation and passive income after a decade. Selection criteria are S&P 500 crash buffer, business growth prospects, low debt and good payout ratio, economic moat, and dividend growth history. This is a long accumulation plan for 2026 and onwards.
The selection for these were based on:
SP 500 crash buffer to larger portfolio
Need stock price growth (business growth prospects)
low debt and good payout ratio
MOAT so don’t have to constantly monitor like other stocks
dividend yield growths history
MA — LONG The author includes Mastercard Incorporated in a monthly $1,000 dividend portfolio to provide downside insulation and passive income after a decade. Selection criteria are S&P 500 crash buffer, business growth prospects, low debt and good payout ratio, economic moat, and dividend growth history. This is a long accumulation plan for 2026 and onwards.
The selection for these were based on:
SP 500 crash buffer to larger portfolio
Need stock price growth (business growth prospects)
low debt and good payout ratio
MOAT so don’t have to constantly monitor like other stocks
dividend yield growths history
NEE — LONG The author includes NextEra Energy, Inc. in a monthly $1,000 dividend portfolio to provide downside insulation and passive income after a decade. Selection criteria are S&P 500 crash buffer, business growth prospects, low debt and good payout ratio, economic moat, and dividend growth history. This is a long accumulation plan for 2026 and onwards.
The selection for these were based on:
SP 500 crash buffer to larger portfolio
Need stock price growth (business growth prospects)
low debt and good payout ratio
MOAT so don’t have to constantly monitor like other stocks
dividend yield growths history
MRK — LONG The author includes Merck & Co., Inc. in a monthly $1,000 dividend portfolio to provide downside insulation and passive income after a decade. Selection criteria are S&P 500 crash buffer, business growth prospects, low debt and good payout ratio, economic moat, and dividend growth history. This is a long accumulation plan for 2026 and onwards.
The selection for these were based on:
SP 500 crash buffer to larger portfolio
Need stock price growth (business growth prospects)
low debt and good payout ratio
MOAT so don’t have to constantly monitor like other stocks
dividend yield growths history
CL — LONG The author includes Colgate-Palmolive Company in a monthly $1,000 dividend portfolio to provide downside insulation and passive income after a decade. Selection criteria are S&P 500 crash buffer, business growth prospects, low debt and good payout ratio, economic moat, and dividend growth history. This is a long accumulation plan for 2026 and onwards.
The selection for these were based on:
SP 500 crash buffer to larger portfolio
Need stock price growth (business growth prospects)
low debt and good payout ratio
MOAT so don’t have to constantly monitor like other stocks
dividend yield growths history