ISA 하기 전에 꼭 봐야 할 생활 속 세금 리스크｜이장원 세무법인 리치 대표 [심층인터뷰]

Watch on YouTube ↗  |  January 23, 2026 at 13:25  |  50:06  |  3PRO TV (삼프로TV)
Speakers
Lee Jang-won — CEO, Rich Tax Accounting Firm / Tax Accountant
Yeo Doeun — Host

Summary

Lee Jang-won, CEO of Tax Firm Rich, discusses everyday Korean tax risks with host Yeo Do-hoon. The interview covers ISA tax benefits, gift and inheritance audits, the May 9 capital-gains tax change for multi-home owners, holding-tax burdens, gold gift risks, and year-end tax filing points. Market implications include a strong recommendation to use an ISA, likely upward pressure on Korean rental prices, and a warning that holding multiple homes is becoming costlier.

  • ISA is presented as a major tax-advantaged account with tax-free and lower-taxed income and health-insurance advantages.
  • Gift and inheritance audits can trace small and old family transfers, including gold purchases.
  • The May 9 end of multi-home capital-gains tax relief raises ownership and sale costs.
  • Unsold multi-home properties may shift to rentals, likely lifting lease/deposit and monthly rents.
  • Holding multiple homes is framed as increasingly unattractive because of transfer and holding taxes.
  • Year-end tax filing tips focus on working months, missing documents, and dependent income checks.
Ideas
Lee Jang-won CEO, Rich Tax Accounting Firm / Tax Accountant 4:04
ISA offers large tax benefits.
Lee Jang-won recommends using an ISA as a tax-advantaged investment account because up to KRW 2 million of gains are tax-free and excess gains are taxed at only 9.9% separately, below the 15.4% ordinary interest/dividend rate; ISA income is also excluded from health-insurance income and can offset losses. He stresses that because the tax benefit requires at least three years of maintenance, investors should commit only spare long-term money, not living expenses, and he notes that most ISA users hold domestic-listed overseas index ETFs rather than day-trading.
ISA account HIGH
Lee Jang-won CEO, Rich Tax Accounting Firm / Tax Accountant 38:22
Holding Korean multi-home property is costly.
Lee Jang-won argues that simply holding multiple homes in Korea is becoming an unattractive strategy because the May 9 end of the transfer-tax surcharge deferral and heavier comprehensive real estate holding taxes will raise the cost of ownership. Owners should compare selling before the deadline, gifting to children, or restructuring instead of assuming they can just wait out the tax burden.
Korean multi-home residential property MED
Lee Jang-won CEO, Rich Tax Accounting Firm / Tax Accountant 40:50
Korean rents likely rise after May 9.
With the May 9 expiration of the capital-gains tax deferral for multi-home owners, Lee Jang-won expects some owners will be unable or unwilling to sell before the deadline. If those homes are shifted to lease/deposit rentals or monthly rentals instead of being sold, rental supply will tighten and Korean residential rental prices are likely to rise further.
Korean residential rental market (lease/deposit and monthly rent) MED
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This 3PRO TV (삼프로TV) video, published January 23, 2026, features Lee Jang-won discussing ISA account, Korean multi-home residential property, Korean residential rental market (lease/deposit and monthly rent). 3 trade ideas extracted by AI with direction and confidence scoring.

Speakers: Lee Jang-won  · Tickers: ISA account, Korean multi-home residential property, Korean residential rental market (lease/deposit and monthly rent)