How much insurance is enough?

Summary

CNBC personal finance correspondent Sharon Epperson explains in a short segment how to calculate the right amount of life insurance coverage. She recommends tallying the costs a partner or dependent would face to maintain their current lifestyle, including mortgage payments, child care, education expenses, and at least six months of emergency savings. The video is purely consumer personal-finance guidance and contains no market or security-level investment thesis.

• Segment addresses how much life insurance coverage a person needs.
• Coverage should replace the income needed for dependents' current lifestyle.
• Calculation includes mortgage, child care, and education expenses.
• It also includes at least six months of expenses as an emergency fund.
• Presented by CNBC's Sharon Epperson as consumer personal-finance education.
• No securities, sectors, or market trades are discussed.