What to know about a Roth IRA

Summary

Sharon Epperson explains that a Roth IRA is not only a retirement savings vehicle; it can also be used to stash cash because after-tax contributions can be withdrawn at any time and any age. She notes that after age 59.5 and five years of funding, earnings can be withdrawn tax-free without penalty. The segment is an educational personal-finance explainer and does not discuss specific securities, tickers, or market trades.

• Roth IRA is presented as useful beyond retirement savings.
• After-tax contributions can be withdrawn at any time and any age.
• Earnings can be withdrawn tax-free and penalty-free after 59.5 and five years of funding.
• The segment frames a Roth IRA as a place to stash cash.
• No specific securities, sectors, commodities, or tickers are named.
• The video promotes CNBC's Money 101 newsletter.