You'll regret it when you retire... The truth about retirement pension returns_26.05.15. | Kim Min-kyung, Yeo Do-eun, Heo Jae-mu [Morning N Investment]

Watch on YouTube ↗  |  May 15, 2026 at 02:44  |  51:20  |  3PRO TV (삼프로TV)
Speakers
Kim Min-kyung — Deputy Manager
Yeo Do-eun — Host

Summary

Kim Min-kyung, a Deputy Manager, provides guidance on retirement pension investment strategies, emphasizing long-term holding and regular investing in broad market ETFs like S&P 500. She recommends TDF (Target Date Funds) for beginners and shares her own portfolio allocation including secondary battery, AI power, India, and LG Group ETFs. The discussion also covers the trend of moving retirement accounts to securities firms and the new generation housing pension product.

  • Kim Min-kyung discusses retirement pension investment strategies.
  • She recommends TDF for beginners as an automatic asset allocation solution.
  • She advocates regular monthly investment in S&P 500 ETF for children's pension savings.
  • She shares her personal portfolio: secondary battery top 10, AI power, India, and LG Group ETFs.
  • She emphasizes that long-term holding without frequent trading yields the best returns.
  • The video explains the structure of retirement pensions and the shift towards fund-type management.
  • The new generation housing pension product allows children to continue receiving annuity after parents.
  • Market commentary notes KOSPI struggling to break 8,000 resistance.
Trade Ideas
Kim Min-kyung Deputy Manager 9:29
TDF simplifies retirement investing automatically.
TDF (Target Date Fund) is a simple retirement product that automatically adjusts asset allocation based on the target retirement date, making it suitable for beginners who find asset allocation difficult. It is designed for retirement accounts and comes in vintages from 2030 to 2060.
TDF (Target Date Fund) MED
Kim Min-kyung Deputy Manager 43:17
Regular S&P 500 ETF for children.
For minors' retirement savings, consistently buying S&P 500 ETF monthly (e.g., 200,000 won per month) is recommended because of the long-term upward trend and the benefit of tax deferral within a pension savings account.
SPY HIGH
Kim Min-kyung Deputy Manager 44:29
Adding secondary battery ETF on dip.
She is adding to the secondary battery top 10 ETF after a significant decline, expecting a recovery in the sector.
KOSEF_2ndBattery LOW
Kim Min-kyung Deputy Manager 44:38
Investing in AI power ETF.
She is investing in AI power infrastructure ETF, which has declined recently, as part of her sector allocation.
NLR LOW
Kim Min-kyung Deputy Manager 44:48
Accumulating India ETF on weakness.
She is accumulating India ETF after a large decline, using dollar-cost averaging to build a 10% allocation in her personal pension account.
FLIN LOW
Kim Min-kyung Deputy Manager 45:09
Holding LG Group ETF in IRP.
She holds LG Group ETF in her IRP (Individual Retirement Pension) account, indicating a positive outlook on the group's performance.
LG Group ETF LOW
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3PRO TV (삼프로TV) · May 15

This 3PRO TV (삼프로TV) video, published May 15, 2026, features Kim Min-kyung discussing TDF (Target Date Fund), SPY, KOSEF_2ndBattery, NLR, FLIN, LG Group ETF. 6 trade ideas extracted by AI with direction and confidence scoring.

Speakers: Kim Min-kyung  · Tickers: TDF (Target Date Fund), SPY, KOSEF_2ndBattery, NLR, FLIN, LG Group ETF