HT HTGC Hercules Capital, Inc. Loading... : Bullish and Bearish Analyst Opinions

Caller asks about Hercules Capital. Cramer identifies it as a Business Development Company (BDC). Cramer has a blanket rule: "We've disliked these for 21 years." He argues you don't know what assets are inside them and they tend to hold risky debt. AVOID. Structural dislike of the BDC asset class. High yield could attract income investors despite the risk.

A recent "AI Panic" has created a buying opportunity in this income-focused stock, which is supported by a formal rating upgrade.