u/splitresearch

The author says they have been in SoFi since $12, sold at $25, and are now loading again near $15, expecting SoFi to become one of the biggest modern digital banks. The causal mechanism is a mobile-first platform bundling banking, investing, loans, credit cards, payments and AI tools, which should benefit from a generational wealth shift, member/deposit growth, operating leverage and EPS inflection. The catalyst/time horizon is accelerating earnings as scale builds, which the author sees playing out around 2027–2028 and making today’s valuation potentially cheap in hindsight. No explicit risk is stated.

The author argues Celsius is mispriced because the stock collapsed while revenue, EPS, margins, distribution and share kept improving, and the market is now valuing it near 15x 2027 earnings versus a historical 30-70x. The causal mechanism is operating leverage: Pepsi's distribution infrastructure plus a three-brand portfolio (Celsius, Alani Nu, Rockstar) give shelf-space scale and pricing power, so incremental revenue drops to the bottom line faster than sales grow, with consensus 2027 EPS of ~$2.04 versus ~$1.45 in 2025. The catalyst is continued execution and a re-rating toward the historical average, which the author models as ~$2.54 of 2028 EPS at ~46x for roughly $117 per share versus a ~$30 price. The main stated risk is that the cheap multiple is justified — if the Pepsi partnership is failing, Alani Nu is stalling, or the energy category is dying.

The author argues the market is mispricing AMD as a maturing semiconductor company while its earnings trajectory resembles a high-growth AI platform, pointing to consensus EPS growth of ~66% YoY and forward P/E compressing from ~85x in 2025 to ~16x by 2028. He believes AMD is in the early stages of a much bigger move, analogous to NVIDIA's pre-repricing phase, with a long-term path to $1,000+ if earnings compound and the market rerates the valuation. Stated risks include competition from NVIDIA/custom silicon, AI demand slowing, macro conditions, and continued valuation compression.