The author plans to rotate 70% of his tech holdings into the S&P 500, believing it will suffer less in a tech correction. This creates a tactical shift toward broader market exposure, reducing concentration risk without abandoning equities entirely. Long SPY as a lower-volatility core holding for a 5-year retirement horizon. S&P 500 is itself 34% tech (per top comment); a tech crash would still inflict significant losses. Also, the author may miss continued tech upside if the rotation is premature.
The author plans to rotate 70% of his tech holdings into the S&P 500, believing it will suffer less in a tech correction. This creates a tactical shift toward broader market exposure, reducing concentration risk without abandoning equities entirely. Long SPY as a lower-volatility core holding for a 5-year retirement horizon. S&P 500 is itself 34% tech (per top comment); a tech crash would still inflict significant losses. Also, the author may miss continued tech upside if the rotation is premature.