Maple Finance's institutional overcollateralized lending generates higher yields (high 4s to 5%) than peers (mid 3s) and T-bills, attracting strong deposit inflows and record loan growth. The recent governance proposal ties monthly protocol revenue directly to SYRUP token buybacks on a tiered schedule (10% up to 30% of revenue), while the single-token structure with no equity cap table aligns all value accrual to token holders. New products like syrup USDG and the Robinhood Earn partnership will further expand AUM and revenue, increasing buybacks and per-token cash flows.