Before You Sell: The Capital Gains Move to Know
Спикеры
Brett Rentmeester
— Основатель и управляющий директор, Windrock Wealth Management
Maggie Lake
— Host, Wealthion
Brett Rentmeester joins Maggie Lake to explain Opportunity Zones and the updated 2027 rules, focusing on how investors with large capital gains can defer taxes and potentially earn tax-free appreciation. The discussion covers the 180-day rollover window, five-year deferral, 10% basis step-up, depreciation benefits, and the 10-year holding requirement. Rentmeester emphasizes that the underlying investment must still make sense and warns that many tax-driven funds may be bad deals.
- Opportunity Zones began in 2018 and are being updated into a perpetual program starting in 2027.
- Qualifying investments, often real estate, can provide tax-free appreciation after at least 10 years.
- Capital gains rolled into Opportunity Zones can be deferred for up to five years and receive a 10% basis step-up.
- Depreciation benefits in qualifying real estate may not need to be recaptured.
- Rural Opportunity Zone development is receiving expanded attention and extra benefits.
- The speaker warns that tax benefits only improve an already good underlying investment and many tax-motivated funds may be risky.
- Gains realized in fall 2026 already qualify for rollover into the 2027 Opportunity Zone program.
Идеи
Opportunity Zone real estate offers tax-free appreciation.
The updated Opportunity Zone program becomes perpetual starting in 2027 and offers powerful tax benefits for long-term investors with large capital gains: rolling gains into qualifying Opportunity Zone real estate can defer capital gains tax for up to five years, provide a 10% step-up in basis, allow depreciation deductions against ordinary income without recapture, and make appreciation on the qualifying investment tax-free after at least 10 years.
Rural Opportunity Zone projects get extra benefits.
The Opportunity Zone program is being expanded to include more rural development, and rural qualifying projects carry extra benefits, making them a distinct and potentially attractive niche within Opportunity Zone investing.
Favor quality single projects over tax-driven funds.
In the Opportunity Zone space, both single-project deals and diversified funds will appear, but many funds are assembled mainly for tax benefits and tax-motivated investors can push into bad deals. Investors should favor well-sponsored single projects and operators where the underlying property economics work first, rather than undifferentiated tax-driven funds.
Favor quality single projects over tax-driven funds.
In the Opportunity Zone space, both single-project deals and diversified funds will appear, but many funds are assembled mainly for tax benefits and tax-motivated investors can push into bad deals. Investors should favor well-sponsored single projects and operators where the underlying property economics work first, rather than undifferentiated tax-driven funds.
Fall 2026 gains qualify for OZ rollover.
Capital gains realized in fall 2026 already qualify for the 2027 Opportunity Zone rollover, so investors with recent stock, real estate, crypto, or business-sale gains can act now within 180 days to roll those gains into an Opportunity Zone and take the capital gain off their 2026 tax return.
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This Wealthion video, published August 27, 2026, features Brett Rentmeester discussing Opportunity Zone real estate, Rural Opportunity Zone real estate, Single-project Opportunity Zone real estate, Opportunity Zone funds, Capital gains rollover into Opportunity Zones. 5 trade ideas extracted by AI with direction and confidence scoring.
Speakers: Brett Rentmeester · Tickers: Opportunity Zone real estate, Rural Opportunity Zone real estate, Single-project Opportunity Zone real estate, Opportunity Zone funds, Capital gains rollover into Opportunity Zones