If I Had To Only Own 11 ETFs Forever...

Quoth the Raven · QTR’s Fringe Finance · July 27, 2026 at 07:01 · ⏱ 3 min read  | Read on Substack ↗
Summary
The author advocates for a long-term passive portfolio built around the Invesco S&P 500 Equal Weight ETF (RSP) to avoid the risks of market-cap-weighted indices that overweight overvalued mega-cap tech, including Tesla at 300x earnings. The strategy aims to survive multiple macro scenarios by owning a broad, equally-weighted slice of corporate America.
  • Author is transitioning to passive investing and designing a 'set it and forget it' portfolio of 11 ETFs.
  • RSP gives each S&P 500 company approximately equal weight, unlike standard cap-weighted ETFs that automatically buy more of the biggest winners.
  • The equal-weight approach reduces exposure to the ongoing AI bubble and mega-cap tech dominance.
  • RSP mechanically trims winners and redistributes into laggards, imposing a natural rebalancing discipline.
  • Tesla is cited as an example of extreme overvaluation (300x earnings) that skews cap-weighted indices.
  • The portfolio is intended to endure war, recession, inflation, deflation, and other extreme scenarios.
Read time 3 min
Length 3,657 chars
Category finance
Ideas
Quoth the Raven Substack author, QTR’s Fringe Finance
RSP provides equal-weight exposure to all S&P 500 companies, reducing concentration in overvalued mega-cap tech and imposing systematic rebalancing discipline for long-term holding.
Quoth the Raven Substack author, QTR’s Fringe Finance
Author uses Tesla as an example of extreme valuation (300x earnings) that makes cap-weighted S&P 500 risky, implying Tesla is overvalued and vulnerable in an AI bubble pop.
Author uses Tesla as an example of extreme valuation (300x earnings) that makes cap-weighted S&P 500 risky, implying Tesla is overvalued and vulnerable in an AI bubble pop. Risk: Tesla's high valuation may be justified if growth continues; the critique is based on a single data point without deeper analysis.
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Speakers: Quoth the Raven  · Tickers: RSP, TSLA