After 1yr of constantly researching finance/markets, this is where I landed. 12.5% CAGR backtest linked. Each position explained.

{"summary": "Commenter critiques a portfolio construction, recommending consolidating Avantis funds, dropping CTAP, and raising RSST/MATE managed-futures weight to improve Sharpe.", "reason": "The author provides fundamental reasons (fees, volatility, Sharpe ratio) for adjusting specific ETF holdings.", "ideas": [{"symbol": "CTAP", "direction": "avoid", "thesis": "The author argues CTAP should be removed from the portfolio because its TER is too high and its managed-futures trend strategy carries volatility too high to hold at significant weight. The mechanism is that the fee drag and volatility reduce risk-adjusted returns relative to alternatives. No specific replacement is named beyond shifting weight elsewhere.", "thesis_short": "Drop CTAP on high fees and volatility", "quote": "Kick CTAP out (too high TER and their MF trend has way too high Vol to be comfortable with for significant weight)", "confidence": 0.65, "sentiment": -0.5, "timeframe": "unspecified"}, {"symbol": "RSST", "direction": "long", "thesis": "The author recommends seriously increasing the weight of RSST and MATE so that notional managed-futures exposure reaches 20% or more. The mechanism is that higher managed-futures notional, likely funded by lower notional equity, should meaningfully improve portfolio Sharpe. The author also warns that backtests of synthetic portfolios without a testfolio simulation should add roughly 50bps of tracking error for fees and costs.", "thesis_short": "Raise RSST/MATE weight to lift portfolio Sharpe", "quote": "seriously increase the overall weight of RSST/MATE such that notional exposure to MFs goes to 20+%. I suspect that will come with decreased notional equity but should improve portfolio sharpe meaningfully.", "confidence": 0.65, "sentiment": 0.5, "timeframe": "unspecified"}, {"symbol": "TLT", "direction": "watch", "thesis": "The author suggests considering TLT or ZROZ as a pseudo lower-cost levered bond strategy to supply duration exposure, potentially reducing the need for RSSB. The mechanism is that cheaper duration exposure could substitute for a more expensive packaged product. No sizing, catalyst, or risk is specified.", "thesis_short": "Use TLT/ZROZ as cheaper duration exposure", "quote": "Consider whether some form of TLT/ZROZ can be used as a psuedo lower-cost levered bond strategy (duration exposure) to reduce the need for RSSB?", "confidence": 0.55, "sentiment": 0.3, "timeframe": "unspecified"}], "model": "gemini-3.1-flash-lite", "verified": true, "extraction_model": "deepseek-v4-flash"}