PayPal Discussion

u/FieryXJoe · Reddit — r/ValueInvesting · January 02, 2026 at 22:56 · ⬆ 8 pts  | View on Reddit ↗
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Original Reddit comment

The author likes PayPal as an undervalued value play with strong shareholder returns and multiple growth catalysts.

PYPL — LONG The author believes PayPal is undervalued as a value investment. It is growing 3-6% currently, returning substantial cash via a 1% dividend and 11.2% buyback, and has catalysts in its bank, inter-fintech transfer service, and crypto initiatives that could lead to a re-rating. Even if growth slows to a 2-3% decline, he still thinks it is worth the price; the main downside would be if it starts shrinking.

They are currently paying a 1% dividend and 11.2% buyback. If they were just doing a 12.2% dividend no way the stock would be this low. They have the cashflow that it shouldn't be possible for the price to stay this low if they keep the shareholder returns this high (which they intend to do to my understanding).

Score 8
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u/FieryXJoe Reddit r/ValueInvesting
PayPal undervalued with buybacks and growth catalysts
The author believes PayPal is undervalued as a value investment. It is growing 3-6% currently, returning substantial cash via a 1% dividend and 11.2% buyback, and has catalysts in its bank, inter-fintech transfer service, and crypto initiatives that could lead to a re-rating. Even if growth slows to a 2-3% decline, he still thinks it is worth the price; the main downside would be if it starts shrinking.
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This Reddit post, published January 02, 2026, features u/FieryXJoe discussing PYPL. 1 trade idea extracted by AI with direction and confidence scoring.

Speakers: u/FieryXJoe  · Tickers: PYPL