VTI or VOO is a choice that truly doesn’t matter. But the year is now 2026, and the S&P 500 is a long-outdated investment for buy & hold purposes.

u/Cruian · Reddit — r/Bogleheads · January 02, 2026 at 09:17 · ⬆ 7 pts  | View on Reddit ↗
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Original Reddit comment

Recommends a 30-40% VXUS allocation for global diversification, saying even 20% is light.

VXUS — LONG The author argues that a 30-40% allocation to VXUS is common and appropriate because global diversification is important. Starting to buy VXUS now and continuing through good and bad times is a lesson application rather than market timing. The main risk cited is behavioral—abandoning the allocation when US stocks outperform.

Ift you start buying VXUS now because you've learned global diversification is probably important and continue buying it during both good and bad times

Score 7
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u/Cruian Reddit r/Bogleheads
Buy VXUS for global diversification; even 20% is light.
The author argues that a 30-40% allocation to VXUS is common and appropriate because global diversification is important. Starting to buy VXUS now and continuing through good and bad times is a lesson application rather than market timing. The main risk cited is behavioral—abandoning the allocation when US stocks outperform.
More from Reddit — r/Bogleheads

This Reddit post, published January 02, 2026, features u/Cruian discussing VXUS. 1 trade idea extracted by AI with direction and confidence scoring.

Speakers: u/Cruian  · Tickers: VXUS