Account allocations at 50 with a decade till retirement
Looking for help on how to decide what account types to use through my 50's when I plan on retiring at 60. Currently 90% of my retirement money is in traditional tax deferred accounts. I am wondering if next year I should focus on building a taxable account or putting more into a Roth through my employer to give more flexibility when I start withdrawing. With the catch up amounts added and having access to a non-government 457b I could realistically put $50k away tax deferred each year for the next decade but then everything will come out as regular income. If I focus on taxable and/or Roth I build some low or tax free money. I don't understand how to work this out to see how much it matters. After pretax deductions I'm in the 22% tax bracket and likely to be there in retirement as well.