Need a portfolio review
Hey guys, I’m 21 and started investing at 18. Initially I was investing small amounts, then gradually increased my investments quite a bit, and recently my investment amount has come down again.
Current portfolio is around **₹3.13L**:
Quant Small Cap — ₹1.15L
SBI Aggressive Hybrid — ₹74.9K
JioBlackRock Flexi Cap — ₹63.5K
HDFC Small Cap — ₹44.7K
SBI Gold — ₹14.9K
Overall gain is \~₹28K and XIRR is \~5.46%.
I’m investing for the long term and can handle volatility. My main concern is that I might be too heavily tilted towards small caps, especially having both Quant and HDFC Small Cap.
Would appreciate a quick review — **what would you keep, change or consolidate if this were your portfolio at 21?**