RMDs and IRMAA
Good Morning All. Quick layout of our situation: $1.5M invested with approx 27% on Roth Assets. Simple math (that isn’t simple and admittedly riddled with scenarios that could happen and change the outcome) says that our current investment path would have $4.8M in 15 years with 33% in Roth assets. On top of that, I have a pension that will generate guaranteed income in retirement.
I’ve recently been on an education journey around RMDs and IRMAA in retirement. While I don’t know the future, I do have some concern about what RMDs will do to our tax situation + IRMAA for Medicare. Anyone have good resources to share that could help me understand options and things to do now minimize that impact?