Where should I prioritize investing?
Hello everyone I’m 19 and I’ve just recently put all my money into a self brokerage account consisting of majority etf funds. I also opened a Roth and savings where I have some money too. I was watching videos and they all were saying to prioritize retirement accounts over self brokerage account. I understand why because of the compound growth and it being tax free but I also can’t withdraw earnings till I’m 60 years old. I’m conflicted because I’d rather be young with less money where I can actually enjoy it than be old and not even be able to enjoy the money. I understand that 18-30 are the best years to invest because of compound interest so I don’t want to make a mistake I’ll regret later by not prioritizing investing in retirement accounts. Currently I could max out my Roth for this year and next year but then I’d be left with no money in my brokerage. Should I max retirement accounts and then put leftover money into a brokerage or put majority into a brokerage?