Has inflation become more painful because of all the new recurring expenses we didn’t have 20–30 years ago?
u/Kreichs ·
Reddit — r/FluentInFinance
· August 05, 2026 at 14:33
· ⬆ 32 pts
· 💬 34 comments
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I’m curious what others think about this.
People often talk about inflation, and it’s true that prices have gone up significantly. But I also wonder if part of the reason it feels so much worse today is that households now have a long list of recurring expenses that many families simply didn’t have a few decades ago.
Growing up, there were no cell phone bills, streaming services, monthly music subscriptions, food delivery apps, cloud storage, AI subscriptions, or constant Amazon purchases. If you wanted music or a movie, you usually bought it once and owned it.
Inflation has happened throughout history, but when prices rose in the past, families generally weren’t already carrying hundreds of dollars a month in subscriptions and digital services. Today, many households are dealing with both higher prices and a much larger baseline of monthly expenses.
Do you think that’s a significant reason why so many people feel like they’re falling behind financially today? Or is inflation alone enough to explain it? I’m interested in hearing different perspectives.