U.S. home prices are now above the peak of the 2006 housing bubble, adjusted for inflation.

U.S. home prices are now above the peak of the 2006 housing bubble, adjusted for inflation. Since 2019, the average annual cost of owning a home has jumped 39%. Emergency repairs +175% Maintenance +85% Insurance +72% Interest +35% Property taxes +31% And the income needed to afford a typical home hit $109,152 in June. That’s up $15,600 since January. Meanwhile, home prices are reaching record highs, and insurance, taxes, repairs, and HOA fees keep rising. Buying a home is expensive. Now keeping one is more expensive.