When do you take profits?

No_Fox9908 · 2026-06-15T19:24:50+00:00

=== SUMMARY === - The author asks for advice on when to take profits on UNH, which he bought a year ago and is now up 50%, originally expecting a multi-year hold. - His thesis was that UNH was oversold during a controversy and he bought multiple tranches; he leans value-investor but struggles with profit-taking. - Quality assessment: **Noise** – the post is a personal dilemma, not a deep-dive DD; lacks quantitative analysis or new fundamental data on UNH. === SENTIMENT === MIXED === TRADE IDEAS === UNH - AVOID | confidence: 0.65 | sentiment: -0.30 Speaker: u/No_Fox9908 (post author) + top comment u/mrmrmrj Thesis: 1. THE FACT: UNH appreciated 50% in one year, a 2-3 standard deviation return, while the healthcare sector (XLV) has been flat. The top comment argues this is unsustainable and UNH is unlikely to "5x". 2. THE BRIDGE: The author himself admits he is "happy with a 50% pop" and that he "never seem to get the taking profits part right." The community consensus is to sell and recycle capital into another beaten-down opportunity. 3. THE VERDICT: For a value investor, locking in an exceptional gain and redeploying into a new undervalued name is prudent. Holding further risks mean reversion and opportunity cost. Avoid initiating new long positions here. 4. RISKS: UNH could continue to grind higher if earnings beat or market sentiment rotates into healthcare; selling prematurely could miss further upside. The author’s original thesis (oversold, long-term quality) may still be intact. Timeframe: medium-term Key Points: - 50% gain in one year is statistically rare for UNH - Healthcare sector underperformance suggests rotation risk - Top comment explicitly recommends selling and buying another beaten-down stock - Author lacks a systematic profit-taking strategy - Opportunity cost is high; capital can be deployed elsewhere === COMMENTS SUMMARY === The top comment (u/mrmrmrj, +53) strongly argues to sell UNH, citing the unusual return and limited upside potential (no

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Summary

The author asks for advice on when to take profits on UNH, which he bought a year ago and is now up 50%, originally expecting a multi-year hold.
His thesis was that UNH was oversold during a controversy and he bought multiple tranches; he leans value-investor but struggles with profit-taking.
Quality assessment: Noise – the post is a personal dilemma, not a deep-dive DD; lacks quantitative analysis or new fundamental data on UNH.

Score 15

Comments 68

Upvote % 81%

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u/No_Fox9908 Reddit r/ValueInvesting

UNH appreciated 50% in one year, a 2-3 standard deviation return, while the healthcare sector (XLV) has been flat. The top comment argues this is unsustainable and UNH is unlikely to "5x". The author himself admits he is "happy with a 50% pop" and that he "never seem to get the taking profits part right." The community consensus is to sell and recycle capital into another beaten-down opportunity. For a value investor, locking in an exceptional gain and redeploying into a new undervalued name is prudent. Holding further risks mean reversion and opportunity cost. Avoid initiating new long positions here. UNH could continue to grind higher if earnings beat or market sentiment rotates into healthcare; selling prematurely could miss further upside. The author’s original thesis (oversold, long-term quality) may still be intact.

This Reddit post, published June 15, 2026, features u/No_Fox9908 discussing UNH. 1 trade idea extracted by AI with direction and confidence scoring.

Speakers: u/No_Fox9908 · Tickers: UNH

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