if i want to go 100% s&p 500, through fidelity... is fxaix (for roth) and voo (for brokerage) the recommended setup?
u/europeanuppercut ·
Reddit — r/investing
· June 07, 2026 at 22:38
· ⬆ 22 pts
· 💬 9 comments
| View on Reddit ↗
No analysis available.
Score22
Comments9
Upvote %83%
▶ Full Post Text
my understanding is fxaix is best for roth because it's a tax advantaged account, and the expense ratio (0.015%) is lower than voo (0.03%)... and voo is best for a taxable brokerage because it's transferrable, should i ever wish to move away from fidelity.
is this accurate?
or should i go with the same thing for both, whether that's fxaix or voo?
(roth ira is at $25k and brokerage will be starting with $400k, if this is relevant. employer 401k is mmwvt, $420k, through merrill lynch. will not be actively trading - just investing from each paycheck.)