Anyone else treat stocks like a savings account? It helps a lot
u/Andy_parker ·
Reddit — r/stocks
· May 26, 2026 at 07:42
· ⬆ 30 pts
· 💬 53 comments
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I used to trade stocks constantly in the past. But at some point I started thinking maybe the best way to make money was to treat investing more like a bank savings account.
Like when you put money into a savings account, you keep adding to it whether it rains or shines. You don’t suddenly withdraw everything or close the account just because the balance went up a bit.
Usually you just leave it alone because it’s a hassle anyway. And if you ever need money later, you withdraw some of it when necessary.
That’s basically how I’ve been treating stocks, and honestly it’s worked pretty well for me.
I don’t trade in and out constantly. I just keep buying big tech stocks every month like I’m contributing to a savings account.
If the market drops, I buy more. If I need cash someday, then I’ll just sell a little.
I’m sure brokers probably hate customers like me since they make few fees off me. But from the perspective of growing my personal wealth, it’s been pretty solid.
I built my Nvidia position that way, and as of today I’m up about +580%. Google + 120%. It's a bit boring but definitely works.