High Debt Levels: Almost 75% of Americans die with debt, including credit cards and mortgages.

https://preview.redd.it/qzrhgvnlcszg1.png?width=2544&format=png&auto=webp&s=e8fda6608943e0ad4dd1b180abc062e7dc8336db Roughly 73% to 75% of Americans die with outstanding debt, leaving an average total balance of about $61,554 (including mortgages). This high percentage is a reflection of how deeply debt is integrated into the American lifestyle, often persisting even through the final years of life. End-of-Life Expenses: About 37% of Americans in 2025 reported having to borrow money—frequently via credit cards—just to cover a loved one's funeral and other end-of-life costs.