I've never seen bank stocks at these valuations

Ok_Performer_7182 · 2026-04-12T01:23:57+00:00

=== SUMMARY === - The post presents a data table showing major US bank valuations, noting that nearly all are trading above book value, even those with low Return on Assets (ROA). - The author's thesis is a questioning observation: that current Price-to-Book (P/B) valuations appear historically high relative to profitability (ROA), prompting speculation on whether the market is anticipating improved interest spreads. - Quality assessment: Well-researched DD based on specific, comparable fundamental metrics. The data is sourced and presented clearly, though the conclusion is exploratory rather than conclusive. === SENTIMENT === MIXED === TRADE IDEAS === No actionable trade ideas in this post.

u/Ok_Performer_7182 · Reddit — r/ValueInvesting · April 12, 2026 at 01:23 · ⬆ 16 pts · 💬 10 comments | View on Reddit ↗

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Summary

The post presents a data table showing major US bank valuations, noting that nearly all are trading above book value, even those with low Return on Assets (ROA).
The author's thesis is a questioning observation: that current Price-to-Book (P/B) valuations appear historically high relative to profitability (ROA), prompting speculation on whether the market is anticipating improved interest spreads.
Quality assessment: Well-researched DD based on specific, comparable fundamental metrics. The data is sourced and presented clearly, though the conclusion is exploratory rather than conclusive.

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