3% buy-in at my job (~$60k), Good or Bad?

Hey all, wanted to get some opinions before I pull the trigger on this. I’m a district manager for a restaurant group, and there’s an option for long-term employees to buy into a store. I’m being offered around 3% equity. # Rough numbers: # How I’d actually pay for it: So yeah… I’d be stretching a bit. # My situation: * Also trying to pay down my mortgage * Have some real estate and investments already * This would be my first time actually owning part of a business # What worries me: * Draining my cash / safety net * Borrowing from family + friends * If business slows down, returns drop * My job + this investment are tied to the same company # One thing I’m thinking about: I might try to negotiate a bit instead of just accepting the $60k. Main reasons: * % return feels like best-case, not guaranteed * There’s no easy way to sell this later (depends on business) * I’m already tied to the company through my job So maybe try for: * Lower price # Why I still like it: * The returns have been strong * I already know the business pretty well * Feels like a good way to start building ownership long-term # Question: Would you guys do this? Or is this too risky given how I’d have to fund it? And if you were me, would you try to negotiate it, or just walk away if they don’t budge?