LEAP Carry cost

Just something I think is not discussed enough, probably due to the fact that 2020-2022 was zero interest rates and we spent a long time before then at pretty decently lower rates than we have now. But we have to remember leverage is no longer free, so I think we should really consider that when we are buying leaps these days we are paying basically the overnight rate in interest to hold that leap. It might not be a huge deal to you but it should be something we consider. For example if you buy an NVDA 100c with 2 years to expiry, with the overnight rate currently at 3.75ish, we are paying $7.50 extra for that call (100 \* 3.75) \* 2 years just in interest (or expressed as the rho greek). Back in 2020 that would have been 0 and this call would have been $7.50 cheaper. Just something to think about. When you guys buy leaps is it something you consider? My initial thought is if you're treating your LEAPS as a leveraged bet on the stock and using the "extra money" from not having to buy the 100 shares in other risky investments then maybe you're fine with this... But if you're treating your LEAPS as a stock replacement and investing the rest of the cash in SGOV or something, it isn't that attractive anymore